This site is intended for use only by those who can access it from within the UK
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.
If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved or if you have questions on a particular product or service please contact us
We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.
It is your responsibility to ensure that your computer is virus protected. We accept no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up to date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
This website may also contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
In accordance with the guidelines and rules set out in the Data Protection Act 1998. We will not disclose your personal details to any third parties unless it is necessary to do so. On those occasions when we do need to disclose personal information, such as preparing Key Facts Illustrations for you, processing your business, or obtaining compliance and regulatory advice, we will do so on a confidential basis and in accordance with the Data Protection Act.
We collect personal data to enable us to identify you and to deliver personalised offers and promotions based upon your demographics and product purchase profile, and for the purposes of statistical analysis. The information is used for system administration purposes and to form personalised profiles and demographics that we may use to improve the content of our communications to you.
We will not sell, rent or disclose your personal details to any third parties, except:
When required to do so by law
In response to a valid legal request by a law enforcement officer or government agency
When you have explicitly or implicitly given your consent.
Under the Data Protection Act 1998 you can request copies of the personal information we hold on you by contacting us via writing
We will collect the following information:
Your name and date of birth
Your email address and telephone number
Your smoking history
If you have completed an application your information will be passed to insurance providers who may be willing provide you with cover.
We may use your personal information for the following purposes:
Process the application you have made.
To write to you in the future with a view to offering you products we feel may be of interest to you.
To pass to third parties who provide relevant products and services that we think might be of interest to you so that they can also provide you with information about the products and services they provide.
To permit access to regulatory bodies to ensure that we are processing information correctly and complying with regulatory requirements.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
In addition, the below cookies may be placed on your computer in order to identify web site visitors that have agreed to the use of their data for 3rd party online advertising, insight, analytics and content personalisation. This cookie is anonymous and is encrypted and only contains a code that identifies segments to partners who may use the cookie for the purposes of targeted advertising by tracking your online activity. Information provided by cookies are only used for advertising purposes. Information is collected, stored and used separately for each advertising partner.
These cookies allow Identicom Digital to collect information about how visitors use the website. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Click here for an overview of privacy at Google: https://support.google.com/analytics/answer/6004245
From time to time Identicom Digital S.L. uses a cookie based system known as ‘remarketing’ to advertise online. This means we sometimes place a cookie on visitors’ computers or devices that other companies, like Google, use to advertise our products to you on other websites around the web. This allows us to target the adverts based on your past visits to our websites.
If you wish, you can opt-out of Google’s use of these cookies by visiting http://www.google.com/settings/ads, or you can opt out of other companies’ use of these cookies by visiting the http://www.networkadvertising.org/managing/opt_out.asp.
Opting out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
You may request details of personal information which we hold about you under the Data Protection Act 1998. If you would like a copy of the information held on you or if you do not wish to receive on-going contact from us or our associates please contact us
If you wish to opt out of any further communication please email us at firstname.lastname@example.org